01
Independent fine-tuning
Thresholds and risk appetite reviewed against your risk assessment, with false-positive analysis and a documented rationale for every setting.
- Home
- AML Operations
Outsourced AML and FinCrime operationsClear the backlog.Strengthen the process.Back to business as usual.
The human layer behind your monitoring tools and AI. Experienced financial crime specialists join your team within 72 hours, clear the backlog inside your own systems, fix what caused it and hand back a stronger process, without adding permanent headcount.
72hoursfrom first conversation to specialists working your backlog
01 / When to call us
Three moments we are built for.
Most AML Operations engagements begin with one of these situations. KYB runs through all three.
Our alert backlog keeps growing.
First-line operations
Alerts and files, worked daily
Analysts work your alerts, KYC and KYB files and screening hits inside your systems, with a rationale for every closure.
See first-line operationsWe are going live on a new monitoring system.
Go-live support
Value from day one
We calibrate the settings to your risk appetite and work the alerts from go-live, so there is no hiring delay.
See tuning and testingA regulator or partner bank wants proof our controls work.
Second-line assurance
Evidence that stands up
Independent fine-tuning and stress testing, with a scorecard, recommended settings and an evidence pack.
See second-line assurance02 / KYB, done properly
Know every business behind every account.
Business onboarding is where fintech, payments and crypto firms are most exposed. Our analysts build complete KYB files at scale, with a rationale a regulator can follow.
- Registry and document checksCompany existence, status and filings verified.
- Ownership traced to the UBOsEvery layer mapped to the ultimate beneficial owners.
- Directors and owners screenedSanctions, PEPs and adverse media, with evidence.
- Source of funds and wealthEvidenced and recorded for higher-risk businesses.
- Business activity and riskMerchant and activity risk assessed and rated.
- Reviews and remediationPeriodic reviews and backlog remediation at scale.
03 / Operating model
From pressure to business as usual.
Specialist capacity when demand rises. A clean scale-down when business as usual is restored.
Demand exceeds capacity
Alert volumes rise and a backlog begins to build.
We mobilise
Specialists are added within 72 hours to stabilise operations and reduce the backlog.
We improve
Root causes are fixed, false positives reduced and SOPs strengthened.
We embed
Your team is trained on the improved process and the knowledge transfers.
Business as usual
Your team resumes full ownership. We scale down cleanly.
04 / First line of defence
Every alert. Worked, documented, escalated.
A dedicated team that works your alerts and due diligence inside your own systems and policies. You keep oversight and every final decision.
Alert
Your monitoring flags a payment, merchant or customer.
Triage
Prioritised by risk and service level.
Investigate
Checked against the customer profile and expected activity.
Decide or escalate
Closure rationale recorded. Suspicion goes to your MLRO.
Report
Monthly volumes, findings and open actions.
Alert review
Transaction monitoring, merchant-risk and fraud alerts, with a rationale for every closure.
KYC/KYB and EDD
Onboarding and remediation, merchant files, source of funds and periodic reviews.
Screening
Sanctions, PEP and adverse-media alerts, cleared to a documented standard.
Escalation files
A complete suspicious activity register. Your MLRO decides and files.
Information requests
Responses to partner banks, card schemes and regulators.
Monthly reporting
Volumes, findings and open actions.
05 / Deployment
On your backlog within 72 hours.
72 hours
From first conversation to specialists deployed on your backlog
Your systems
We work inside your tools and under your own policies
Documented
Every decision recorded with a clear rationale
06 / Second line of defence
From policy on paper to workflows that run.
Independent work that fits your monitoring to your risk appetite, proves that it works and makes it run the same way every day.
02
Stress testing
Synthetic scenarios run through your set-up, including money mule, structuring and APP fraud typologies, plus sanctions screening tests. You receive a scorecard, recommended settings and an evidence pack.
03
Operationalise the framework
Your AML policy and firm-wide risk assessment turned into day-to-day workflows: SOPs, decision trees, escalation matrices and case-documentation standards.
04
Train the in-house team
Hands-on training on the new workflows, followed by quality sampling until your team runs them on its own.
Advisory and oversight
Calibrated settings
With a documented rationale for each decision.
Your own SOPs
Workflows and templates owned by you.
An evidence pack
Ready for auditors, partner banks and regulators.
07 / Where we already do this
Trusted where the stakes are regulated.
Regulated institution
Regulated institution in the UAE
Screening and transaction-monitoring support to eliminate operational backlogs during a period of elevated demand.
Payments and digital assets
Payments provider and digital asset exchange
An engagement that began with KYB and expanded into blockchain monitoring, transaction monitoring and second-line policy and control support.
08 / FAQ
Questions, answered.
At a glance
- Service
- Outsourced AML and financial crime operations
- Covers
- Alert review, KYC, KYB, EDD, sanctions and PEP screening, escalation files
- Start
- Specialists deployed on your backlog within 72 hours
- Where
- Inside your systems, under your own policies
- Decisions
- Your MLRO decides and files suspicious activity reports
- Contact
- office@askregulations.com
What are outsourced AML operations?
Our AML Operations service gives you experienced financial crime specialists when you need them. We stabilise operations when volumes spike, clear backlogs in KYC, KYB, screening and transaction monitoring, fix the root causes and hand a stronger process back to your team.
How quickly can specialists start?
Within 72 hours. Once we agree the scope, our specialists are deployed on your backlog, working inside your systems and under your own policies.
Do you provide KYB?
Yes. KYB is a core part of AML Operations. We verify businesses against registries and documents, trace ownership to the ultimate beneficial owners, screen directors and owners for sanctions, PEPs and adverse media, evidence source of funds and wealth, and risk-rate each business, for onboarding, periodic reviews and remediation backlogs.
Do your analysts work inside our systems?
Yes. Our team works your alerts and due diligence inside your own systems and under your own policies. You keep oversight and every final decision.
Who files suspicious activity reports?
Your MLRO. We prepare complete escalation files and maintain the suspicious activity register; your MLRO decides and files.
Can you tune and test our transaction monitoring?
Yes. Our second-line team reviews thresholds and risk appetite against your risk assessment, analyses false positives and runs synthetic scenarios such as money mule, structuring and APP fraud typologies, plus sanctions screening tests. You receive a scorecard, recommended settings and an evidence pack.
Can you cover weekends and out-of-hours?
Yes. Weekend and out-of-hours coverage is available on request.
Can you also audit our AML framework?
Yes, through our Independent AML Audit service, for any work we did not design or run ourselves, so the audit stays independent.
09 / Contact
Tell us what you need.
Facing a backlog, a remediation deadline or a new monitoring system? Tell us your volumes and we will propose the team.